Some time ago, I met with old friends who now act as Financial Consultant. Intermezzo Sometimes, I gag on it, “Broer, which is correct, Money has the rule or rule, we have the money?” People joke with my answer, “Both can be true, can not! It depend on the caliber we manage? ”

From the game relaxed, I get the premise that one essential, namely, skills in Managing! I agree with the premise of the Rule Has Money, money, which means that many can only be obtained through the efforts of many! Conversely, if I understand with the premise We Have to Rule the Money, it means I have the authority to use the money and get a variety of practical benefit.

Police adequate, Maximum Protection

From the second premise, I stand with a statement egalitarian: Money can be little benefit to the maximum! In the context of Insurance, a statement from the analogy is: A policy sow, reap the maximum protection!

A household with two children, for example, they certainly allocating expenditure for the financial needs of all the main, the cost of one school children. When the accumulation of income of the husband and wife in a family financial inflow, Sequence priority spending also run conventional, ie, fulfilling the needs of day-to-day, LenSa cost of goods, the cost of school children, and for the allocation of money saved.

After all postal requirements are met, allocation, which is what I need to be applied by the family? Referring to the positive return in the jargon: A police sow, reap the maximum protection, this family should allocate funds to protect their self with the purchase of insurance products.

In addition to functioning as a tool of protection against various things, such as the risk of early death, loss of ability or disability, loss of employment / income, life insurance also functions as accumulator funds for the provision of emergency funds, the needs of families, portfolio investment in general, and the provision of funds for education child.

I raise this theme because it is often problematic emergence of classical resonance when the teachings of the New School Year start scrolling again Medio in May-June. I often find there are many parents to be confusion to cover the cost of school their children, both want in elementary, junior high school, and Universities.

When I see the reality, positivism paradigm me to appear, “If parents since the early money has been allocated to pay the premium for insurance of interest, how happy when they face each new school year! Everything is planned and the cost to the school levels Universities can cover bitumen with the good. ”

When they buy the products of Education, pay their premiums regularly (per 3 months, 6 months or 1 year). Any time payment option scheme, which would protect their family is away on the needs of school fees of their children. In practice, when they pay the police, when it needs to finance the needs of school children can assist so that the burden they become more lightweight.

Therefore, the wise money management is determining the extent to which families can meet the needs of every proper. Wise management accompanied by a restriction consumption costs will be empty in the direction of greater benefit to the money saved in the future. When they experience a revenue increase, consumption patterns should still be controlled. This is one of the wise financial management.

Why do I suggest that every family has at least one product Insurance? Step protectives they do on this very day determine the extent to which they can experience financial relief in the future. Long-term benefits that they get is when a variety of financial protection needs attributed appear on the cost of the next several years. Esensi, the allocation of funds for protection is one manifestation of proficiency in managing money!